Terms of Service

1. Agreement to Terms

By accessing or using the ROR Investments website at ror-investments.com ("Site") or engaging our services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Site or services.

2. Services Description

ROR Investments provides investment management and financial advisory services. Our services include portfolio management, wealth advisory, retirement planning, and growth strategies. The specific services provided to you will be detailed in a separate client agreement.

3. Not Financial Advice

The information on this Site is for general informational purposes only and does not constitute financial, investment, tax, or legal advice. Nothing on this Site should be construed as a solicitation, offer, or recommendation to buy, sell, or hold any investment or security. Always consult with a qualified financial professional before making investment decisions.

4. No Guarantee of Returns

Past performance is not indicative of future results. All investments carry risk, including the potential loss of principal. ROR Investments does not guarantee any specific rate of return or investment outcome. The value of investments may fluctuate, and you may receive back less than you originally invested.

5. Communication Consent

By providing your contact information through our Site or other communication channels, you consent to receive communications from ROR Investments, including:

• Responses to your inquiries
• Service-related notifications and updates
• Educational and informational content about our services
• SMS/text messages if you provide your phone number and consent

6. SMS/Text Message Terms

If you opt in to receive SMS/text messages from ROR Investments:

• Message frequency varies based on your account activity and interactions
• Message and data rates may apply based on your mobile carrier plan
• You can opt out at any time by replying STOP to any message
• For assistance, reply HELP or email matthew@ror-investments.com
• Consent to receive text messages is not required as a condition of purchasing any services
• We will not share your opt-in consent or phone number with third parties for marketing purposes
• Compatible carriers include but are not limited to AT&T, T-Mobile, Verizon, and Sprint

7. Intellectual Property

All content on this Site, including text, graphics, logos, images, and software, is the property of ROR Investments or its content suppliers and is protected by United States and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.

8. User Conduct

You agree not to:

• Use our Site for any unlawful purpose
• Attempt to gain unauthorized access to our systems
• Transmit any viruses, malware, or harmful code
• Interfere with the proper functioning of the Site
• Impersonate any person or entity

9. Limitation of Liability

To the maximum extent permitted by law, ROR Investments shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use our Site or services, even if we have been advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless ROR Investments, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising from your use of our Site or violation of these Terms.

11. Third-Party Links

Our Site may contain links to third-party websites or services. We do not control and are not responsible for the content, privacy policies, or practices of any third-party websites. Your use of such sites is at your own risk.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Washington, United States, without regard to its conflict of law provisions.

13. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to this Site. Your continued use of the Site after any changes constitutes acceptance of the updated Terms.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

15. Contact Information

For questions about these Terms of Service, please contact us: